Mortgage Advice
Whether you’re a first-time buyer or looking to remortgage, moving to a new home or entering the buy-to-let market we are here to help.
We also provide advice for the self employed and for those with a complex income setup.
Mortgage types and advice we can assist with;
First Time Buyers
Take the first step towards homeownership with a first-time buyer mortgage, designed for individuals and families purchasing their first home. Enjoy tailored financing options that make your dream home a reality.
Buy to Let
Unlock the potential of investment with a buy-to-let mortgage, specially crafted for individuals like you who aim to purchase or, re-finance, residential properties and generate rental income.
Corporate
Empower your business with a corporate mortgage, the ideal financing solution for purchasing or refinancing commercial properties. Strengthen your company’s foundation with tailored commercial property financing.
Capital Repayment
Experience the peace of mind with a repayment mortgage, where you steadily pay off both the interest and the principal amount over the mortgage term, ensuring full ownership of your property by the end of the mortgage term.
Interest Only
Maximise your cash flow with an interest-only mortgage, allowing you to pay just the interest for the mortgage term, giving you flexibility and control over your finances.
Residential
Secure your dream home with a residential mortgage, designed specifically for purchasing or refinancing a house, bungalow or apartment where you plan to live. Enjoy the benefits of tailored financing for your home.
Second Charge
Unlock additional funds with a second charge mortgage, a loan secured against your property that already has a primary mortgage. This option allows homeowners to leverage their property’s equity for extra financial flexibility.
Retirement Interest Only
Enjoy financial flexibility in your retirement with a Retirement Interest Only (RIO) mortgage. Designed for homeowners aged 55 and over, this mortgage lets you borrow against your property, based on your retirement income, while paying only the interest during the loan term.
Equity Release
Unlock the cash tied up in your home with equity release, a financial product for homeowners aged 55 and over. Access funds without selling your property, typically through a lifetime mortgage or a home reversion scheme, and enjoy financial freedom in your retirement.
So whether you have poor credit, high capital raising needs, guidance on what you can afford or simply a great rate to keep costs down, GoddardFry are there for you and your families.
As a whole of market intermediary, we can work with every mortgage lender in the UK, to save you time and money on your mortgage.
With over twenty years of mortgage and protection experience GoddardFry have a wealth of knowledge and experience to help guide you whether you are looking to buy for the first time,
re-mortgage and raise capital for an extension or review a Buy to Let portfolio.
The mortgage and protection side of GoddardFry is led by Gavin Torpey who has successfully helped 100s of clients with their needs. Our team will take the time to understand your position, your objectives and then look to deliver a result that will achieve those objectives.
As a totally independent firm using advanced systems to source from the whole of the UK market we feel confident that in all but the rarest circumstances we can deliver for our clients.
Access to all the UK lenders
Helping our clients find the best deals.
Competitive fees
Delivering value for money.
40+ Years combined experience
Leading advice aids our clients.
Request a call back
Please complete the call back request form and one of our dedicated mortgage advisers will be in touch!
Start your free, instant online quote
Charges
When it comes to mortgages we are paid a commission (known as a Procuration fee) from the lender, this varies between different types of work but often pays most if not all of our fees.
We are paid a commission from the insurer, this varies between different types of work but often pays most if not all of our fees, however, clients may also opt to pay us direct.
Our fees are available to review here.
Please email mortgages@goddardfry.co.uk or call 01256 701 210.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We’re ready to speak mortgages with you
Gavin Torpey
Gavin is a highly experienced mortgage and protection advisor who has built up a wealth of knowledge and experience working with some of the countries largest and most highly acclaimed companies, winning awards along the way for his work ethic and 5 star client reviews.